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Minimum coverage limits vary by state, and the cheapest insurer depends heavily on location, driving history and age Houston's hurricane exposure and high road congestion contribute to the city's higher premiums. See which other companies top our list.
Cheapest Liability-Only Car Insurance (starting at $16/month)
Rates vary, so compare liability rates by age, state and driving record to find the lowest rate for your specific situation. Cheapest car insurance quotes in houston (july 2026) state farm offers the cheapest car insurance in houston, with liability rates averaging $60 per month Based on 1,000 driver quotes, we rank erie, geico and more by price.
The average of $637 a year, based on 50/100/50 limits.
See which insurers get the highest scores. Geico offers the cheapest full coverage auto insurance in california at $131/mo Compare quotes, learn about state requirements and find affordable coverage with the zebra. Erie and usaa are cheaper but not available to everyone.
Texas farm bureau offers the cheapest full coverage auto insurance in texas at $136/mo Geico has the cheapest full coverage car insurance rates in california at $127 a month Farm bureau offers the cheapest full coverage car insurance in va, at $111 per month The city's notorious traffic costs drivers an average of 87 hours per year in congestion.
The cheapest car insurance companies include geico, progressive, state farm and travelers, according to nerdwallet's 2026 analysis.
Geico and erie offer the best cheap auto insurance quotes in oh
